Keno
Loto Banco Odds, Payouts and Turbo
Loto-Québec's Banco keno in numbers: the return for each number of spots, what Turbo costs and adds, and how Banco compares with OLG Daily Keno.
Each $1 play returns $0.54 on average. With one draw a day, playing it every day costs about $0.46 a day on average ($1 staked).
$10,000,000 is the most paid per prize category in one draw, shared by all winners of that category. A sole winner is never cut at this bet, so the return assumes one winner.
Paytable for 10 spots at $1
| Catch | Prize | Chance |
|---|---|---|
| 10 of 10 | $200,00017% of the return | 1 in 2,147,181printed: 2,147,181 |
| 9 of 10 | $5,00020% of the return | 1 in 47,238printed: 47,238 |
| 8 of 10 | $20014% of the return | 1 in 2,571printed: 2,571 |
| 7 of 10 | $2518% of the return | 1 in 261.1printed: 261 |
| 6 of 10 | $521% of the return | 1 in 44.4printed: 44 |
| 0 of 10 | $210% of the return | 1 in 38.6printed: 39 |
Loto-Québec prints its odds rounded to the nearest whole number: all 23 printed lines match the exact chance after rounding.
How the return is counted
Return per $1 = sum over every catch of (chance of that catch times prize) / price.
Expected prize = $0.54; price = $1; 53.68%
Every chance is an exact fraction (whole-number counts of tickets), rounded only for display.
Show the formula
Chance of catching exactly 10 of your 10 spots when 20 numbers are drawn from 70:
P(10) = C(20,10) × C(50,0) / C(70,10)
= 184,756 × 1 / 396,704,524,216 = 1 in 2,147,181
C(n,k) is the number of ways to choose k numbers out of n. The first factor picks which drawn numbers are yours, the second picks your other spots among the numbers not drawn.
Source: Loto-Québec – Lottery rules, Loto-Québec – Règles des loteries · checked 2026-10-29
How a Banco selection works
- Choose how many spotsA selection has two to ten numbers, called spots, picked from the Banco board.
- Pick your numbersMark your own numbers or take random ones. Both have the same odds.
- Choose the betPrizes are listed for the lowest bet and grow in proportion with a bigger bet.
- Add Turbo or notTurbo doubles the cost and multiplies any prize by a separately drawn multiplier.
- Wait for the drawThere is one draw every evening. Each selection can win only one prize.
Return by spots, with and without Turbo
| Spots | Return | Return with Turbo |
|---|---|---|
| Two | 55.1% | 64.7% |
| Three | 52.1% | 61.2% |
| Four | 52.8% | 62.1% |
| Five | 42.0% | 49.4% |
| Six | 44.3% | 52.1% |
| Seven | 48.3% | 56.8% |
| Eight | 46.6% | 54.8% |
| Nine | 43.0% | 50.6% |
| Ten | 53.7% | 63.1% |
Return is the average share of each dollar paid back as prizes. Turbo is not offered on a ten-spot selection at the highest bet amount.
Turbo multiplier odds
Times one
1 in 3.85The prize stays the same, but the selection costs double.
Times two
1 in 2.94The prize is doubled.
Times three
1 in 3.7The prize is tripled.
Times four
1 in 10The prize is multiplied by four.
Times five
1 in 50The prize is multiplied by five.
Times ten
1 in 100The prize is multiplied by ten.
Average multiplier
2.35The average of all multipliers, weighted by their odds. Turbo does not change the odds of matching numbers.
How Turbo changes the return
Return with Turbo = return × average multiplier ÷ two (the cost is doubled)
Example: For example, two spots: 55.1% × 2.35 ÷ two gives 64.7%.
Banco vs OLG Daily Keno
Banco (Loto-Québec)
- Same board size and same draw size as Daily Keno
- Two to ten spots, same bet amounts
- Two to nine spots: same prizes and returns
- Ten spots also pays for catching six
- Ten-spot return: 53.7%
- Turbo option multiplies prizes
Daily Keno (OLG)
- Same board size and same draw size as Banco
- Two to ten spots, same bet amounts
- Ten spots: nothing for catching six, larger top prize
- Ten-spot return: 44.8%
- Highest return: 55.1% at 2 spots
- Lowest return: 42.0% at 5 spots
Related Québec draw games
Banco Spécial
Each selection has twenty numbers and a fixed price, with the same Turbo option.
Tout ou rien
Twelve numbers from twenty-four, drawn every evening.
Keno payouts compared
Return by spot for keno games in each province.
Lotteries in Québec
All Loto-Québec draw games, their odds and the minimum age.
Sources
- Loto-Québec – Lottery rules · checked Oct 29, 2026
- OLG – Daily Keno past results and odds · checked Oct 29, 2026
- Loto-Québec – Règles des loteries · checked Oct 29, 2026
- OLG – Daily Keno Game Conditions · checked Oct 29, 2026
- OLG – About Daily Keno · checked Oct 29, 2026
Questions
How does Loto Banco work?
You pick two to ten numbers on the Banco board and choose a bet. Loto-Québec draws numbers every evening. Your prize depends on how many of your numbers are drawn; each selection can win only one prize.
What is Turbo in Banco?
Turbo doubles the cost of a selection and multiplies any prize by a separately drawn multiplier. The average multiplier is 2.35. It is not offered on a ten-spot selection at the highest bet amount.
What are the odds in Banco?
Odds depend on how many spots you play and how many you catch. The calculator above shows the odds and prize for every catch, taken from Loto-Québec's published prize structure.
Does Turbo change the odds of matching numbers?
No. Turbo only multiplies a prize you have already won. The chance that your numbers are drawn stays the same.
Is Banco the same as Daily Keno?
Almost. The board, draw size and prizes for two to nine spots match OLG Daily Keno. Ten spots differ: Banco returns 53.7%, Daily Keno 44.8%.